What Event Insurance is and Why You Need it

From natural disasters to drunk and disorderly guests, a myriad of things can happen to put a damper on your event. No matter how perfectly you plan your event, you can never eliminate the potential for unexpected blunders that could leave you with a major liability. From the drunken guest who sues you because he fell and broke an ankle at your party, to the hurricane that randomly destroys your wedding hall two months before your wedding, anything can happen—and when it does, you’re responsible for it. The good news is that you can protect yourself when catastrophe strikes—with event insurance. Event insurance is an invaluable asset to any event. Event insurance can cover everything from stolen jewelry to terrorist attacks. Protect yourself and your investment—take precautions against losing your deposits/money by purchasing event insurance.

You will first want to call your insurance agent and find out if you already have existing event coverage. If your existing insurance has events coverage already, you can then add others on as additional insured. Check with your venues/vendors to see what they require of you. The amount you pay for premiums will vary depending on the type of event, the length of the event, and number of guests you have.
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